Client Login
Are Pensions Subject to Inheritance Tax from 2027?
What’s changing, who’s affected, and how to think about planning From 6 April 2027, most unused pension funds and...
Pension Drawdown vs Annuity: Sequencing Income to Reduce IHT Risk
When unused pension funds count for IHT from 2027, the old rule of thumb—spend ISAs and taxable portfolios first,...
Gifts Out of Income: A Powerful IHT Exemption—If It’s Properly Documented
Among IHT tools, few are as effective—and misunderstood—as gifts out of surplus income. When income reliably...
Paying Inheritance Tax with Insurance: Whole-of-Life Policies in Trust
IHT is due six months after the end of the month of death. Estates with property, private investments, or now...
Business Relief and Trusts After 2026: What Still Works for IHT?
Business Relief (BR) remains a legitimate route to mitigate Inheritance Tax, allowing qualifying business...
The Benefits of Investing in UK Gilts in a High-Interest Rate Environment
In an often volatile and unpredictable world of investing, the allure of stability and steady returns is a much...
Is Now a Good Time to Buy an Annuity? Should I Buy an Annuity? What are the Best Annuity Rates?
After 14 years of historic low interest rates, it is fair to say that we...
Trusted Principles To Help You Reach Your Investment Goals
If you’re new to investing, knowing where to start can appear a daunting task. The reality is that people should...
Preparing for Retirement – The Key Considerations
Have you ever given thought to what you need to consider as you approach retirement? Whatever your concept of...
Time to Panic? Or Time to Invest?
It certainly feels like we are on a hamster wheel of perpetuating doom and gloom nowadays: First, we endured...
Is your pension paying too much in charges?
Research carried out by the Institute for Fiscal Studies (IFS) and funded by the Economic Research Council, found...
Coronavirus – A guide to looking after you, your family and business
During this very challenging time, we hope you’re staying safe. The rapidly developing news of the spread of the...
Take control of your financial future
Get in touch
Should you wish to speak with someone immediately, please call our Liverpool office below:
+44 (0) 151 236 9973
info@first-equitable.com
First Equitable
3rd Floor
14 Castle Street
Liverpool
L2 0NE
Let's chat
"*" indicates required fields